Terms and Conditions

1. Who we are and what we provide

1.1. Zlobaton operates a website that provides AI-assisted data analysis and daily reporting for informational and educational purposes for UK-based readers.

1.2. These Terms form an agreement between you and Zlobaton for use of the website, any sample reports, newsletters, and any paid subscription content, together referred to as the “Service”.

1.3. By accessing the Service you confirm that you accept these Terms. If you do not agree, please do not use the Service.

2. Eligibility and account

2.1. You must be at least 18 years old to use the Service or subscribe to reports.

2.2. Where you provide an email address to receive a sample report or subscribe, you agree to provide accurate information and to keep it up to date.

2.3. You are responsible for maintaining the confidentiality of any login, link, or access credentials sent to you and for all activity under your email address.

3. No financial advice

3.1. All content, including scores, summaries, charts, and market commentary, is general information only. It is not personal advice, investment advice, tax advice, or legal advice.

3.2. Nothing on the Service should be construed as a recommendation, solicitation, or offer to buy, sell, or hold any security or financial instrument.

3.3. You should make your own independent evaluation and, where appropriate, consult a qualified, authorised professional before making any investment decision.

4. Subscriptions, reports and payment

4.1. We may offer free sample reports and paid subscription plans. The features, frequency, and price of each plan will be described at the point of purchase.

4.2. Reports are delivered electronically, typically by email and/or through the website. Delivery times are estimates and may vary due to data availability, maintenance, or technical issues.

4.3. Unless stated otherwise, subscriptions renew as described on the purchase page until cancelled in accordance with the cancellation instructions provided.

4.4. You agree to pay all applicable fees and to provide valid payment details where required. We may suspend access if payment fails.

5. Acceptable use

5.1. You agree not to:

• Copy, redistribute, resell, or publish our reports or substantial parts of the website without prior written permission;
• Attempt to gain unauthorised access to the Service, other accounts, or our systems;
• Use the Service for any unlawful purpose or in a way that infringes the rights of others;
• Introduce malware, scrape content at scale, or interfere with the normal operation of the Service;
• Misrepresent Zlobaton content as your own or as regulated financial advice.

5.2. We may restrict or suspend access where we reasonably believe these Terms have been breached.

6. Intellectual property

6.1. The website, reports, text, design, graphics, and analysis are owned by or licensed to Zlobaton and are protected by intellectual property laws.

6.2. You are granted a limited, non-exclusive, non-transferable licence to access and use the Service for your own personal, non-commercial use.

6.3. No rights are granted to use our brand, logo, or content for commercial redistribution without written consent.

7. Data sources, accuracy and availability

7.1. Our analysis relies on third-party data and automated models. While we aim for clarity and consistency, we do not warrant that content will be complete, accurate, error-free, or uninterrupted.

7.2. We may update, correct, or withdraw content at any time without notice.

7.3. We may carry out maintenance that temporarily limits availability. We will seek to minimise disruption where possible.

8. Liability

8.1. Nothing in these Terms limits liability that cannot be limited by law, including liability for death or personal injury caused by negligence, or for fraud.

8.2. Subject to section 8.1, the Service is provided “as is” without warranties of any kind. To the maximum extent permitted by law, Zlobaton will not be liable for any indirect, incidental, or consequential loss, or for any loss of profit, data, or investment value arising from use of or reliance on the Service.

8.3. If you are a consumer, you retain your statutory rights. These Terms do not affect those rights.

9. Cancellation and termination

9.1. You may cancel a subscription using the method described in your confirmation email or on the Contact page. Cancellation will generally take effect at the end of the current billing period unless otherwise stated.

9.2. We may terminate or suspend the Service with reasonable notice, or immediately where necessary for security, legal, or operational reasons.

9.3. On termination, your right to access paid content will end in accordance with your plan terms.

10. Changes to these Terms

10.1. We may update these Terms from time to time to reflect changes to the Service, law, or business practices.

10.2. The current version will be posted on this page with an updated date. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

11. General

11.1. If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force.

11.2. You may not assign your rights under these Terms without our consent. We may assign our rights where permitted by law.

11.3. These Terms constitute the entire agreement between you and Zlobaton regarding the Service, unless a separate written subscription agreement applies.

12. Contact

For questions about these Terms, cancellations, or the Service, please use the details on our Contact page.

Related documents: Privacy Policy  ·  Contact